When was the last time you check out insurance quotes? You would be surprised how much cheaper it is now that they've been bailed out by the government.
Research pays off. If you keep researching, the more you look the lower price you will pay for insurance. It's been proven that diligent research always pays off no matter what you do. I always save money on insurance, and now because of the bailout's I'm saving even more.
My insurance prices have dropped 90% since I started doing more research. There is companies out there that desperately need clients. They will give you insurance at bare minimum prices but with FULL coverage. Right now is the best time to sign lengthy deals and lock them in at good prices.
Remember, diligent research always pays off!